A car accident is undoubtedly one of the most traumatic experiences that a person may have to face in their lifetime. If you as a driver or passenger have ever encountered one, you will find yourself in a state of shock. Most people are unsure of what to do in the first few moments after the accident. After you have got into a car accident in Singapore, you will have to make a claim from the car insurance singapore company you had got your car insured from.
It is true that no one plans to get into an accident but it is also true that these things do happen. It is better that you do your research now. This is because you will not have time to find out how to best make an insurance claim right after you or your car has been in an accident. If you are someone who is about to own a car, there is a good chance that sometime in the future you may need to make a car insurance claim. Even if you do not make the claim, at the very least, you will have to inform your car insurer about the accident. Sometimes it can be an ordeal, making the car insurance claims after a crash. It is perhaps one of the most unpleasant feelings for a car owner. However, there is no reason why you should not. If you have elected a reliable insurance company, you can rest easy knowing that your car insurance claims will be taken care off. Most reputable companies try to make this process as smooth and trouble-free as possible.
Knowing what is covered by your policy
The first and foremost thing that you will have to know is what is covered in your policy. This will help you avoid including in your claim, items that are not covered. If you include items not covered by the policy, there are chances that the claim may get rejected. If there is something you are not sure about, you can call the insurance agent and have it cleared. An easier solution is going to the company’s website and checking what all is covered by the policy. It is also recommended as a policy holder, you periodically review what is in the coverage. This way you will be able to avoid any confusion or re-examination of the policy terms in case of an accident.
While making your claims from your insurance agency, there will be some vital details that they will be required from you. You must get these details before you start filing your claims. You will have to get the contact details as well as the license plate number of the other car that got involved in the accident. After the accident, you are supposed to take pictures of your car and all other vehicles that got in the accident along with you. You will also have to take pictures of the entire scene of the accident and these pictures will be very useful when you present your insurance claim. Insurance companies would generally advise you not to admit fault or discuss liability with the other party after the accident.
Usually you will be given an identification card for your auto insurance. You will find the list of necessary documents for filing a claim. You will also have to check that you have not left out any other details that are required of you. If you are not sure what other documents are required, you can check your insurance company’s website for a complete list. To make the filing process take place smoothly and successfully, you have to make sure that all required documents and information are provided.
Contact insurance company’s claims division
Most reputable insurance company will have a toll free line that will help you in any case of emergencies. You can contact HLAS Insurance to check if there is a towing facility available at the location where you have met with the accident. You will have to avoid un-authorized towing services and from getting any repairs done from any un-authorized workshops. This will affect your insurance claim.